How to Prepare for an Adjuster’s Visit After Water Damage

10/12/2018 (Permalink)

Water damage in a utility closet in New Orleans,LA

Returning your home in New Orleans,LA to its previous state after it has sustained water damage can seem overwhelming. In order to replace and repair damaged items and parts of your home, a home adjuster will need to make an assessment to verify what has been damaged. There are several steps you can take to make an adjuster’s visit easier.

1. Speak with Your Insurance Company

In order to have an adjuster come to your home, you must first inform your insurance company of the damage that has occurred. Your company can advise you what type of insurance you have and what sort of damage is covered under your policy. Additionally, speaking with your insurance company will give you the chance to ask questions you may have about deadlines to file a claim and what to do next.

2. Complete and Compile Paperwork

To make an insurance claim, there are various documents that must be completed. Although every company will have different forms that must be filled out, you will need to have a list of what has been damaged in your home. If your home is structurally damaged, ask contractors to assess the damage and provide you with an estimated cost to fix the damage. Any documentation you can provide to your insurance will help you be properly reimbursed.

3. Make Needed Repairs

If there are repairs that truly need to be made to your home immediately, you don’t have to wait for an adjuster to arrive before making the necessary repairs. Instead, make sure you have thoroughly documented the damage prior to starting the restoration process. Without spending excessively or fixing superficial issues, make the repairs that will keep your home safe.

After your home has been damaged by water, it’s important to appropriately prepare for a home adjuster to visit. While preparing for an adjuster, make sure to contact professionals in water cleanup in order to restore your home.